How to Apply For a Pell Grant Eligibility - Read Carefully:-
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Pell Grant Eligibility

You are a bright student and full of confidence that you can take the hardships of higher education in your strides. However, there is a problem; your weak financial condition won't be able to bear the burden of your ambition. However, the financial assistance in the form of grants, such as college grants, education grants for women, etc. may change the course of your life. Read more on grants for college students.

But are you eligible for it? How will you set about finding whether you are eligible for a pell grant or not?

Pell Grant: Federal Pell Grant Eligibility

The first step in determining your pell grant eligibility is to fill a 'Free application for the Federal Student Aid' (FAFSA) form, which is also called pell grant application, on the Internet. Follow the instructions provided on the website and answer the questions which will determine your pell grant eligibility. If you are eligible for pell grant then it means that you are also eligible for various government grants and funding too. You will be notified about the outcome in the due course of time. Although, students with family income under $50,000 are eligible to receive the pell grant, these grants are mainly received by those with family income less than $20,000. The grant money depends on the following facts:
  1. How much money the student's family is ready to contribute. This amount may vary depending on whether the student is a dependent, independent without dependents, or independent with dependents.
  2. The tuition fee charged by the educational institute.
  3. Whether the student is going to attend a full time or part time course.
Once you are informed that you are eligible to receive pell grant, you have to submit various kinds of information to the authorities in the financial aid office. You receive the grant money, only after your information is found to be acceptable. Hence, if you have some difficulties regarding the information, you should get it clarified from the school or financial aid authorities as early as possible, as any discrepancy in the data may affect the outcome. The following is the list of Federal Pell Grant eligibility criteria:
  1. You must fill and submit FAFSA form, which binds you to use the Federal Pell Grant only for your education.
  2. You have not defaulted on any other Federal student loans or grants. You have to assure the authorities that you will repay this loan as well.
  3. It is important that you, as an undergraduate student, should be attending an approved course, in order to achieve a bachelor's degree.
  4. Your progress with the studies must be satisfactory.
  5. A valid Social Security number.
  6. A high school diploma or GED.
  7. You must be able to satisfy the authorities about the benefits you will receive from the offered tuition or the program.
  8. You must be a US citizen or permanent resident, or eligible non-citizen.
  9. You must be able to attend school legally in the US.
  10. Federal tax returns.
  11. W-2 information.
  12. Information about the untaxed income such as veteran's benefits, social security.
  13. Bank statements, total investment and mortgage information.
  14. Business records.
It may take 2 months or even longer for the finance aid authorities to complete the verification of your information. So, to be on the safe side, you must try to apply for the pell grant, at least 10 weeks before the semester begins.

The federal pell grants are awarded to the low-income students in order to help them continue their education and to help them realize their potential to the maximum. Though, you are allowed to receive only one pell grant per educational year, there is no limit on how many times you can receive it, once, you have proved your pell grant eligibility.
By Shrinivas Kanade

Saturday, July 14, 2012

Federal Pell Grant Program - U.S. Department of Education

Federal Pell Grant Program - U.S. Department of Education



Quick details on Pell grants:
A Government Pell Allow, as opposed to a loan, does not have to be paid back.
The maximum Pell grant for the 2011-12 prize season (July 1, 2011, to This summer 30, 2012) is $5,550.
The amount depends on your economical need, costs to be present at university, position as a full-time or part-time student, and plans to be present at university for a complete educational season or less.
Learn more about Pell allows.
To apply, complete the FAFSA.
PROGRAM DESCRIPTION

The Government Pell Allow System provides need-based allows to low-income undergrad and certain postbaccalaureate learners to promote access to college knowledge. Students may use their allows at any one of approximately 5,400 taking aspect college organizations. Allow amounts are reliant on: the pupil's expected family members participation (EFC) (see below); the cost of presence (as identified by the institution); the pupil's registration position (full-time or part-time); and whether the student visits for a complete educational season or less.

Students may not receive Government Pell Allow resources from more than one university at some point.

Financial need is identified by the U.S. Department of Education using a conventional system, established by The legislature, to evaluate the economical details revealed on the Free Application for Government Student Aid (FAFSA) and to determine family members members EFC. The fundamental elements in this conventional system are the pupil's earnings (and resources if the student is independent), the parents' earnings and resources (if the student is dependent), the family members household size, and the number of close relatives (excluding parents) attending college organizations. The EFC is the sum of: (1) a amount of net earnings (remaining earnings after subtracting considerations for basic bills and taxes) and (2) a amount of net resources (assets staying after subtracting an asset protection allowance). Different evaluation rates and considerations are used for reliant learners, separate learners without children, and separate learners with children. After processing a FAFSA, the student gets a Student Aid Report (SAR), or the organization gets an Institutional Student Information Record (ISIR), which informs the student if he or she is eligible for a Government Pell Allow and provides the pupil's EFC.

FSA Handbook

Federal Pell Grants are direct allows granted through taking aspect organizations to learners with economical need who have not received their first bachelors degree or who are registered in certain postbaccalaureate programs that lead to instructor qualifications or licensure. Participating organizations either credit the Government Pell Allow resources to the pupil's university account, pay the student directly (usually by check) or combine these methods. Students must be paid at least once per term (semester, trimester, or quarter); schools that do not use officially defined terms must pay the student at least twice per educational season.

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